Assumptions
The planner separates grey structure, finishing, professional/design/approval allowances, utilities, and contingency for owner cash planning.
What This Tool Does Not Include
It does not include loan interest, land cost, demolition, unusual soil treatment, basement work, legal fees, or project-specific engineering upgrades.
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FAQ
Why use minimum safe starting cash?
Many projects fail because owners start with too little buffer and then stop during structure or finishing.
Can I change the contingency?
Yes. Enter a larger contingency for uncertain rates, remote sites, or unclear designs.
Does workable mean guaranteed?
No. It only means the entered funding plan appears workable under these assumptions.
Estimate Disclaimer
This tool provides a preliminary estimate for planning and discussion only. Local rates, site conditions, design requirements, labor practices, contractor scope, and engineering requirements can vary. Always verify with a qualified professional before making financial, structural, or contractual decisions.